I think this is a bank which only for a persons who have lots of capitals because as a student I can’t fullfill their minimum amount limitation along this their interest were also maximum to as compare to any bank in india and sometimes their ATM was also unresponsive a incident occur with me I withdrawl a some amount from Hdfc bank ATM the amount was deducted from my account but ATM does not give me any amount and after that it took 15 days to recover my amount