I have hdfc salery account hdfc banks service is good and fast hdfc bank customer service is also good and bank branches emplayes are good working I think its right bank and its safe bank for our money I have hdfc platinum visa card I will shoping everywhere without cash with my Hdfc paltinum visa card I shop easly with my deabit card and hdfc atm machines are also good and entartaning before you enter your passward the machine has give music for welcome you and after widrowl machine again music and hdfc netbanking app good for mobile banking and netbanking.