Aradhya from your team approached me for home loan he suggested me to go with plot loan instead of composite loan , were I was interested to avail. I proposed just 40% of asset value as loan amount that is 30lac.
Next day he sent his team mate called Manjunath to collet the document. I have handed over all documents accept 3.i sent him later on same day via email .
I had few quires related to home loan which I sent him email .After collecting document he never picked my call or responded to my email .later he picked my call and started screaming at me saying I cannot reply to email , your are not professional, I don’t want to give you loan you only approached me , I told send my document back .he told I will throw your document back .
Later Aradya his manager I guess spoke to me as said he might be in some personal problem so he spoke like that please forgive , still I kept calm and patience.
Multiple time Aradya keep asking different documents and I sumbmitted.
The loan rate was 8.75% finalised.
Since the SR land rate was supposed to increase which will
Impact for my registration i followed up multiple time to release the loan amount .finaly on 10th the registration has been fixed and loan amount was supposed to release .after registration I went to you bank the letter says 8.85% for 30 lac home loan which I was surprised and I had no option bcoz the sale deed has the loan DD number .
This is unbelievable goof up done my Aradhya , when I tried calling he never picked since his job done and he gained his commission.he never called and told me that home loan has been increased or else I would have gone with other bank , since multiple bank approved me for home loan .
I am planning to file case at consumer court for Manjunath and Aradhya