I am the permanent customer of HDFC Bank as I am a businessman so I have many transactions of money. so I used HDFC bank and I am fully satisfied with the bank. there is easy availability of ATMs of HDFC Bank and the Internet banking of the bank is good in various aspects as you check your balance and transfer your balance very easily. the phone banking of the HDFC Bank is also good it charges less as comparison to other banks.the customer service of the bank is very good the employees of the bank treat you in a well manner. the interest rate of the bank is less as comparison to other banks. I will prefer you to use this Bank.