Hi, I am an NRI and banking with HDFC for many years...they assigned personal banking manager for me and this is been a complete con job.These personal bankers keep changing and replaced every other quarter without any handover about their clients, hence it is not personal at all.
Secondly, they have in several occasions distorted information and made me invest in policies where I am stuck because of extended lock-in period. Particularly HDFC endowment winner policy which was sold to me in 2009 where I was told that the lock in period will be after 3 years but upon reaching 3rd year this month I got an alert asking me for 4th premium payment and upon checking I was told the lock in period is after 5th year.
Complete con job and I need answers!!!