Im a recent account holder of hdfc.Because of theier good net banking and online services I had opened savings account in this bank.In my area there are two hdfc ATMs, one is nearer and other is somewhat far away from my home.Whenever I want to take to withdraw money from ATM, security person standing outside always says atm had no money and some times that security will sleep under AC by closing the shutter partially.Because of this, I was forced to take money from foreign ATMs and my other atm transactions are reaching off and home atm transactions are being useless.All other services are good but the only ATM service is not at all good which is huge necessary service to all people.I hope that HDFC will maintain sufficient money in their ATMs.