I have been banking with HDFC for almost 8 years now, started with NRE account, was holding saving account which I just closed today. I also have their credit card and 30% or so expense on the card is Forex.
Have never taken a loan nor have I ever requested for one. I used to get calls at least 40 times a day from my personal banker for loan or some investment, when I finally needed a loan as I am about to buy my home they have not given me a single help.
I don’t know why they gave me the personal banker as he was aware of nothing, all he could do is to make calls for loan, they might as well have made that through their call center than having personal banker with no sense.
Please do not bank with HDFC Bank