HDFC Bank is the worst bank ever, especially their non salary accounts. They leavy so many hidden charges that if you deposit 50, 000 there and after one year your account balance will be lesser than that account.
Recently I opened a Auto Swap in account with 25, 000 FD. It was told to me that this account has a lot of previlages and is a high priority account.
To fill a greater noida authority land, I had asked for a DD of 2.1 lacks, from this account, my office collegues ordered the same amount from Axis bank. There people deducted 420/- from my account where as axis bank did not charge anything.
Anyways, these people called me up saying that your account balance is 0 and we will deduct charges for not maintaining balance of 25, 000 where as I still had 70, 000+ in the account.
I went to the home branch and talked to a person named Nitin Sharma, he told that I will have to deposit 25, 000 to avoid the charges.
Now what to say, this bank is a thief they will eat up all your money.
I do not recommend this bank to any one