Hi, I am an customer of an hdfc bank. Since my experiance I recommand you all to not go in hdfc bank.brcause its charge is high.i have open an account in hdfc befor 3 years ago but if my balance is less than 2500 it will cut 250 rs per transaction.during 3 years my atm is broken so I want to replace it but it charge 850rs. So when I go to bank of baroda bank as said by my friend , its servies is best. Minimum balance in this bank is 0 rs and new atm card charges is only150 rs.so I request you all to not to go hdfc but go in bob or sbi tx.