HDFC life is selling this stupid product
This is called as Mediclaim which is a general insurance product.
Then they charge extra premium once you complete 3 years
No company port life insurance to general insurance
Just to give 3 yrs continuing benefits, they are charging 5000 extra than other companies
I have taken policy 3 years ago then they missed to port my last 5 yrs policy to their product
My ward need to operate next year, they refused to pay then
Now after 3 years, you can’t quit from this company if you want continuing benefits.
Now they are asking for 21000 as premium while other companies giving extra benefits at less than 16000
This is blackmailing