Hi everyone, I am going to tell you about HDFC bank credit card. Bank only knows about how to make money for them-self and cheat the customers. You are not agree with me. I will give you the reason for that. If you give credit card payment by cash then they will charge Rs. 100/- as a penalty or fine. And if you make credit card payment by cheque dated 5-6 days before your payment date then next month bank added Rs. 400/- as a fine of late payment. And customer care executive do not know anything except their pet dialogues. Then tell me when I should deposit my cheque, a 20-25 days before. Totally non sense. But yes, you would have a different experience with HDFC. Thank you.