Dear friends, I am Using Hdfc titanium credit card since 3years.This card is only useful for normal usage. It is not used for entertainment. That is movies, dining, bus tickets and train tickets or online e-commerce shopping is not useful. They are not providing any exciting offers. I have placed a request for up gradation of my card so many times but they are simply rejected my request. Coming to customer support is very good.
I have faced lot of extra charges which means interest and some extra service charges. They are not providing EMI offers 365 days like others. Only some time the opportunity available. So I was very disappointed about the feature. Casually people are looking for EMI option the main thing they are not provided continuously.
After usage of 3 years still my credit limit has not increased. So guys I would not recommend this card. I am also planning to left from this card. I have applied recently Kotak card which is having very good offers.