I have a Hdfc bank credit card since last few years . I hav other credit cards too .
since last 8-9 months I have not been receiving my credit cards bills on time . In fact I always receive it a week after my billing due date . Inspite of a lot of complaints the problems continued and every time there was a new hdfc bank credit card call center apologizing for the complaint . In spite of my requests none of the officers or executives from the bank called back . Every time there was addition to late payment fees and other things . And when complained they would say that they will credit it back . I woulld suggest hdfc bank to either imporve their service and if they are not able to cope up with this they should shut down the dept / credit card service because people are unnecessarily being fooled and ask to pay chargs and penalties without their mistake . also if they cannot afford they shld increase the annual fees to survive then to charge it this way
watch out and check ur bill bfore payment