Hi friends myself Mahesh I am using HDFC credit card from Last three year it is very useful for me I will use this credit card for submission of electricity bill, mobile bill, fuel filling, Insurance premium pay etc. and I found there is no any hidden changes applicable during given time period
also we are getting there reward point against uses and we have to redeem these points very easily by using our personal net banking
customer care and back & support is response positively.
so friend I will suggest you for choose HDFC credit card if you want to use credit card.