I have been an HDFC bank account holder for the past three years but recently I issued a credit card from my HDFC account having a limit of 1.15 lakhs from the Mazgaon branch which turned out to be really helpful to me for GRE applications I had to use it but due to some technological problems the transaction was cancelled but the amount got deducted I immediately called the customer care they were really helpful & guided me throughout the recovery process after it I have used it many times for online shopping & the results were really satisfactory.In my opinion HDFC provides you with the best of service when it comes to credit cards