I recently got a call from HDFC credit card team and they offered a credit card and its "Timers" card.
I was told that its a life time free card and they also committed that I will a gift voucher.
First of all the card is not free i.e. I need to pay an annual charge of 500INR. When I inquired about the same with customer care their response was pathetic. They are playing a blame game but not addressing the problem regarding the gift voucher. I feel that its a trick they play and never give a gift voucher.
Most importantly this credit card can only be used in places where merchants use HDFC swipe machines. So, its not flexible.So, never opt for a HDFC service specially credit card. Never opt for Dinners club.
Many thanks