This is to inform all guys, I am surprised to know that HDFC Cust Care people does not know how to treat with a customer, this was not expected by HDFC, their not open with feedback, executive put call on hold never come back and advice them not to put customer on hold their are very rude worst experience. And I would never re-command anyone for HDFC card and I will make this should be published on all social networking site and I will make sure to pass this feedback to all my friends and dear one.