When my younger brother started to do job then from the co. Reference got credit card facility. Intially services was looking good but technically that were highly rated.
Once he used the card and delayed for repayment and they charged highy I terest rate according but from the next month they reduced the limit from 60k to 10k only without any intimation as the customer support were also not eligible to respond the proper reason.
Overall costly bank but facilities are great.