Nauseating Experience with HDFC Credit Caed. I was utilizing Hdfc Mastercard, credit point of confinement was 25k . After I utilized it for couple of months I got a call from Customer mind saying that my Usage is adequate so my Credit point of confinement would be expanded to 1 Lakh . So I consented to it, given over my Old Card once I got my New Gold Card. Next I did some shopping of around 60k, and when I went for Billing I got Shock of my life when the Retailer educated me that I can’t shop utilizing the card as I dont have confine more than 25k, I called the client Care instantly, they said however Gold Cards are for points of confinement more than a Lakh, yet at the same time for your record its still 25k . So you can’t search for more than 25k . I quit utilizing their Credit Card since Then.I made such a large number of exchanges utilizing it on shopping and revives yet when it came to bill I have such an extensive amount disatisfaction with the administrations offered by hdfc bank, they used to charge me unnessesarily, at some point they charge me 171 administration assess every months in addition to 545/ - every month monetary charges, and theh even deduct 17 to 18 Rs consequently when I converse with my telephone financier they say it happens like this as it were. They even charged the charge of card for first year client as well as when I got my hdfc Visa they told me.that the card charges are not relevant for first year Mastercard clients. Try not to utilize it people.i have seen the terrible outcomes of this card.