Hello friends, here I am going to share my experience about hdfc bank visa credit card, which I have used and I had a really bad experience with hdfc bank visa credit card . first of all there is no need to use credit card except urgent need . it would be good if you won’t withdraw cash from credit card because each time you withdraw advance cash, you suppose to pay 350 rupees per transaction( they are also charging 1.40 rupees for swacch bharat abhiyan, who knows where this money is going), there internet services are also not good, I was trying to pay my credit card bill but after paying the money it was still showing unpaid( although money got reduced from my account and it was showing in available credit limit, I am thinking to talk to customer care and then I will get a solution. Guys properly look to the account you won’t know when they will cut your money and for what