I am an owner of a trading business and have to keep all my commercial vehicles insured. Thank god, I’d purchased a commercial vehicle insurance plan with HDFC ERGO and realized its benefit when a truck smashed into my lorry while I was out for delivery.
However, my lorry was fine, but I got severely injured. I called the HDFC ERGO insurance agent for help. I did not have to pay even a single rupee for medication and my treatment, as the commercial vehicle insurance I’d bought, already had a mandatory personal accident cover for owner driver for an amount of Rs. 2 lacs covering. I recommend everyone to purchase this insurance.