Completely frustrated with false statements and promises again and again. Raised complaint as b . Elow -
To the general manager, hdfc standard life insurance company ltd. Link road, malad(w), mumbai-400064 sub: grievance against the agent for misguidance to purchase a policy. Dear sir, this is to inform you that i purchased a policy from hdfc bank, raghunathpur branch, kolkata in 2009 as per the advise of the bank representative, mr.abhishek sharma and the agent, debashruti sengupta. Policy number – 1xxxxxxx9. I had been told that need to pay for 3 years and will get the return after 10 years. The premium amount is rs. 500000.(fifty thousand). I have paid the amount for last 3 years. Now the bank people are saying that i need to pay for 10 years else, i may loose money. And if i surrender now , there will be a penalty of one year premium. If i would know this case, i would never buy such a policy.
If i would put my money in bank, it could give me more return.i know that now your representatives will say that it was mentioned in the document. But please try to understand that people like me who have no knowledge about the policy and their underlying conditions, only keep faith on the bank or your company’s representatives . But if they cheat the general people like me for their own benefit, it is completely unacceptable. I am pretty sure that you will say what is the proof that your representatives told this wrongly. Of course i can not prove that . But you need to believe what customer is saying. One thing is sure that i have been cheated by your people. I have lost my job and cant pay the premium, in this situation, your people are saying if i cant pay i will be looser. Its quite strange. I will request you to stop such misguidance to general people as it is their hard earned money. As a good organization, you should not cheat people by putting such agents who only for their own commission, misguide people. Hope you understand my situation. Kindly look into this matter and do the needful. I can not pay any more premium and at the same time i can not give my hard earned money to your organization as well. Requesting to waive of my premium and do the needful to accumulate the bonus and refund my all invested money. Thanking you, annada sankar ghosh, policy number – 1xxxxx9.
Someone addressed and said will get back but invain
I will say hdfc snatched my 150000 inr. There is no difference between the words fraud, cheat and hdfc.
Thanks