Be very very careful when you buy this policy. They will change the policy terms on you midway. I had a pre-existing condition and they told me that I wouldn’t have coverage for the first 4 years. I agreed and made no claims for 4 years. After 5 years( with any claims made at all) when I enquired, they are telling me that I won’t get coverage because I had not indicated it in my application)
Basically, I threw away money at them for 4 years.
I would advise you to try someone else or be willing to split lines
Customer service is awfull too. When you apply for insurance they are always available. but when you need help, they are impossible to reach