I was having HDFC ergo life insurance and was paying premium for 2 years. During Corona beginning period I additionally took their Corona cavach policy by paying additional premium. Last year in the month of February, me, my wife and son detected with covid symptoms. Doctor advised us for home isolation and started some medical treatment, as well asked do some medical tests. On the website of this company, it was clearly mentioned that home treatment was also covered. They rejected my and my wife’s claim. They just gave rs. 1800 rpctr test fee for my son. Doctor hasn’t given any kind of medicine to my son as he was fit and fine. They never satisfactorily explained why they have rejected our claim. I have submitted all reports, test results, medicine bills. It was pathetic experience. Corona didnt trouble us, thank god. But the trouble I faced with this so called insurance company is much more than Corona. Later I decided to leave these people as it is. The cost of communication and time is much more than the claim amount I applied for. I thought of what could be other options. I kept mum, till renewal time of this policy, which was last month. I discontinued their policy for this year onwards and opted for other insurance company. I have sold all my investment with HDFC life insurance and will not trust HDFC any more...