At the first, customer service is very poor I didnot get clear opinion from the customer side and there is useless to claims or clarification about the doubt and agent are not fair they fraud to customer and get incentive which is very bad. They donot think about the person financial or ability. They make insurance their benefit only. Rates and premium also extremely high unexpected late fine. Range of plans are very high plan and less return. there is no as per duration-able profit .Staff attitude is quit good