This is the worst investment I had ever done.
While giving policy I had been told that this will give more than 10 percent value. No hidden charges.
Below are my observations -
I invested Rs.15000 and after one year the investment value is not even Rs.14000.
Every month hidden charges are Rs.68. Yearly Rs.817 which is around 5.5 percent of my investment.
So if I am paying yearly 5.5 percent of my investment which even will reduce the accumulative amount also.
When I bought the unit price was 13.05 and the current unit price is 13.47. So after almost year I had got profit of 3.2 percent.
Initial charges was Rs.600 which is again loss of 4 percent.
So overall Profit I got is point-
= 3.2 percent - 5.5percent - 4percent = -6.3percent
So imagine how much I will earn after 5 years. I can’t expect my investment money itself.
Very very bad experience!!