I write my very bad experience in simple terms,
This is a bad service company on the name of big corporate.
my wife paid yearly 27, 500( around) and payment term is 5 years and our total payment contribution is 137500 INR.
after 5 years, we had received 146500INR, Imagine your returns just around 3 to 4% .
we struggled a lot to recover maturity amount due to change of address, and after several complaints and several followups, we had received amount finally . Their customer service not proactive and pathetic. After complaining to IRDA also, they are not responsive.
You can decide whether to choose this company or not.