People should know:
(a) This policy has a lock - in period of 5 years.
(b) There are various charges levied by the bank - minimum Rs. 20000 per year i.e 20% .toalling to Rs. 2.00 lakhs for total period of 10 years.
(c) After deducting these charges they man invest in Stupid Stocks which you may never know and you will receive only 80 or 90% of your principle - AFTER 10 YEARS.
(e) Even you invest in FD bearing 7% - 8% you money will double in 10 years. here you may get 80% of the principle after 10 years, All the best