Don’t go for hdfc life ULIP. I invested in ULIP. They explained main charges i.e., 40%, 30% and 2% there on but there are monthly charges. Every month they detect 1.5% from my fund value and it is calculated daily. When I asked them they are saying SORRY that you dont know. So charges are more that returns from this bloody HDFC ULIP.
I invested 60000/- now the fund value is only 41000/-. That is very bad. I tried to switch between fund options. But not getting much.