Hdfc life insurance policies are the worst policies so donot take them. Here I am sharing my true experience that is I got calls many times from the customer representative and at last I answered the call and they made me to take the policy by telling their benefits if I had choosen their policy . They told to invest some amount and to matured date you will be receiving huge amount with interest. While taking the policy they helped me in each and every aspect to fill the policy but after I had taken their original character came out and didn’t respond me properly to my calls. They said that interest will be deposited to your bank account every year but I don’t after a lot of my struggle I had got it. It was very risking to invest your money in this life insurance policies. The premium amount I had got also very less than I invested in taking the policy .The claims settlement were not good and be aware of fraud poilcies. Their customer representatives call you plenty of time solutions reject them and it’s better to invest in government policies which will benefits your future.