Buying the policy was pretty fast for me compared to what other guys have stated above. Within 4 Days I underwent medical tests and was given Rate up proposal as my HBA1C was high as per their reports. I took 1 week to decide and accepted the rate up. Overall I got the policy confirmation within 15 days.
I am planning to undergo persona medical check-up and will decide If I need to challenge their report or return the policy within 30 days.