They will take your money in the second step of the process and then ride you around for documentation , if you finally get the allocation then it won’t be at the nav that you thought you bought it when you paid. I am an NRI and the customer support numbers to reach the right team are toll free they dont even know that we cannot call toll free numbers from here. Why do they advertise catering to NRI. This is the second time I withdrew my application after they having my money for more than a month with no allocation. Rubbish team and shady unfair process.