I am using HDFC credit card from 2008 on-wards and my card is Titanium Master card.
Recently it was expired and HDFC bank has been replaced a new card (Money back Card) in the place of expired card. I am not aware about this card (Money back Card) availability from
HDFC bank; Until i received this card.
Then, I inquired with bank customer care center and understood they have changed almost all cards from their bank and they are trying to replace with new variant cards for all users.
However, I have gone through the Card features and it was amazing actually. Let me explain the features; i.e. 2 Reward Points (RP) for Rs 150 spent on all categories. Whereas, 3 times Reward. Points for on online spends. I mean, 6 Reward Points for Rs. 150 on online spends. It’s amazing right.
Not only that; we can Redeem Reward points as Cashback on Money Back Credit Card (100 Reward Points = Rs 40). No one credit card is offering this much worth of Reward Points (6 x 0.40 = 2.40) for Rs. 150 spends; as per my knowledge. I have started using this card for Online spends and got credited the additional Reward
Points as Explained above. But, 2 Reward Points (for each Rs. 150 spends) will be credited as usual on the same billing cycle and 4 Reward Points will be added to account in next billing cycle.