Good mutual fund schemes as compared to other mutual funds: I invested in the HDFC mutual fund on my colleague’s advice. The guy who was helping me out spoke very well and was extremely helpful. He patiently heard and recommended the best mutual fund plan. I opted for the plan as it had double benefits, increasing capital and saving of tax. They keep you very updated through sms, email or mail services. The returns are approximately 16-18% and I was very happy with my investment. So anyone looking for investing in a mutual fund, I highly recommend HDFC mutual funds.