I was given with Regalia credit card instead of previous credit card. At the time, I was given this card, I did also receive discount vouchers of TAJ innercircle. The vouchers include, 50% discount, 20% discount, free room, etc.
The credit card holder also has access to so many airport lounges.
Rewarding is what should definitely be improved. The reward points we earn on spends are not at all competetive.
Moreover, if you have hdfc debit card, through net banking, you can change CC pin anytime you want and any number of times. This is not only applicable for regalia, but also applicable for every card from HDFC. THIS IS THE UNIQUE FEATURE THAT YOU CAN AVAIL IF YOU HAVE BOTH DEBIT AND CREDIT CARD.