When I decided to get a Credit Card my friends suggested me not to go for it. I put aside their suggestions and went for Titanium edge credit card. Starting it was fair and fine. They gave me some good offers like 5% cash back and they made all payments synched to Credit card. But later I came to know that it was only for 3 months. but before closing that ECS amount was debited. later I struggled to close that card and they asking me to clear and close.
Finally I payed extra 35, 000 for which I have not used. this is the horrible experience in credit card. Be aware before u go.