Pros:-
1) Cash Back Offer:- You can redeem your reward points in cash.You will get 2 Reward Points on shopping of Rs.150 & 3 Reward Points on Dinning Spends.(100 Reward Points= Rs.25/-)
2) Interest Free Period:- Interest free period varies from 20 days to 50 days.
3) Fuel Surcharge Waive:- Fuel surcharge is waived
Cons:-
1) Interest Charges are very high @ 3.40% per month on revolving outstanding facility.
2) If you forgot to make aishwaryasingh23ment of your outstanding, Late aishwaryasingh23ment Charges & Interest Charges will be applicable.
3) Cash Withdrawal Charges & Interest Charges will be applicable on cash withdrawal from Cred824it card.
4) Overlimit Charges:- If card gets overlimit charges will be applicable @ 2.5% of overlimit amount or Rs.500 whichever is higher.