I wanted a credit card because it is useful in many ways and I was told the fastest is HDFC so I applied for HDFC credit card and it really came soon. I read all the details but I kept the card only for emergency use and after few months I had to pay some hospital bills so I though of using the card and because they did not have the swiping machine I called the bank, I had an option to convert certain amount to cash which will be transferred to my salary account and then that can be paid back in installments which will be directly debited from my salary account. I was very happy and agreed to get 15000 transferred to my account and the agent on the call said I can use the money immediately she also explained the charges and the interest but I don`t know what went wrong and the installment did not get deducted from my account and then I was charged some thousands extra I also called the Branch Manager and asked them to mail me the statement but I did not receive that plus there is no information on the internet banking(useless website) and I started getting harassed but the collections department. It has been three months and I only get collections calls but my main issue is not resolved and neither does the collections team try to help. It`s sad but Banks are only meant to Loot people
I will never recommend this bank:(