I have purchased a phone on finance by home credit India and according to my experience I just say that they are harassing there customer because they post you lots of SMS before 6days of due date that you have pay your instalment and they sent each and every day till the due date as I want to tell you about rates and charges that they have 0% intrest on some products and they have 1% intrest on some products.when I come to talk about satisfaction then I will say you have to compromise you will because if you want to by a IPhone then they will give you options because they don’t have IPhone in there stock and then they will give you options that if you want to buy phone on finance then you have to by this and that phone for example oppo , vivo etc.i will talk little about staff that they have not so friendly attitude