Hello to all the MouthShut.com readers.
I am an Ex-Employee of the company, I was in Telesales department worked as an Telesales Operator.
I must suggest don’t take any loans from Home Credit India. Because Company Charges interest upto 44% per annum. Whether you take ₹10, 000 or ₹2, 40, 000, you have to repay in maximum 4 years and minimum 6 years of tenure. and you have to repay double interest.
So I personally suggest don’t go for any loans. If and only if it’s unrgent and emergency, then only go for it.
Thank You.