STAY AWAY FROM THIS BANK! HSBC sent us a check in the mail and at the time we really needed it. We went to the branch location and spoke with a representative in the Coloinal Heights, VA office. He sure mad it all sound good. A revolving account with a nice limit. Not until we got our first statement did we realize that the finance fee was 75% of the minimum payment.
For some reason the Rep forgot to tell us just how much the finance fee was going to be every month. Had we been told this, we would had never gotten this loan. So now I am looking at paying this loan off in 16 years! This is a RIP OFF! I would had been better off getting a payday loan than dealing with these people. Stay as far away as you can from this place or any of their offers!