I have been using HSBC Silver card since last 6 months . It is a good card to use . The best if this card is their web site . You can immediately view transation. That is very useful to avoide misuse. Once rediff.com web site charged me two times white online shopping . I got noticed the after contacting rediff the things get setteled. I feel while doing online shopping we should have this kind of service to avoid frauds.
In last month with the offer 10% cash back I got Rs. 1000 back.
Service is also good.
I received this card with in 15 days of applying .
Cheque droped at drop boxes are displayed in online statement within two days.
Only one problem I faced is somtimes card does not work in some swipe machines but that may be problem of scratches on it.
Other wise overall card is good.