Dear all I was the connected with icici before 3 year ago .i was realy happy by this bank service specily bank staff which always dedicated for help everybody.i was realy appreciate by this bank service .that was my sallery bank account so when I was change the job my account reffer to another bank .now am not happy with current bank accont staff service.they do too late.i will open my personal account in icici bank .may be every bank do work like this definitly india will be change .good luck all of you