I would like to go in for a credit card....before I enroll into it...could anyone advice me the benefits...profits and losses....and how do I apply for it...i am being payed 5000....so what is the amount given in the credit card and how can I apply for it...please do also let me know the interest rates....i feel icici bank is better than global trust bank...so thats why I wanna know more of icici bank...Please help me out if any one knows alot about this bank...i want to buy a bike from the credit card...but I am like is it ok for me to......i really have no idea what to do about it....please do something...