I have read a lot of reviews about ICICI BANK savings account, following is a communication I recieved, so go ahead and decide if you want an account with this bank
Dear Mr
As our customer, you have access to the latest range of products and services from ICICI Bank and we intend improving our offerings continually to make your banking experience simpler, safer and smarter. In line with our increased commitments, we are revising the minimum **Quarterly Average Balance(QAB) that you need to maintain in your savings account with us from Rs. 5, 000/- to Rs. 10, 000/- .This revised balance is applicable from 1st July’ 2008
Special ICICI Bank Savings Account Privileges:
-> Vast network of conveniently located Branches and ATMs
-> Extended banking hours 8 a.m. to 8 p.m
-> Anywhere Banking
-> 24x7 Electronic Banking on internet, mobile and Call Centre
You will now be able to avail services from our more than 4000 ATMs and 1400 branches with extended banking hours. You can also avail of cutting edge services like iMobile, Utility Bill Pay and Bank@Home to give you the added advantage when you bank with ICICI Bank.
The annual charges for the debit card is Rs.99/- plus service tax.The debit card annual fees is applicable for all the savings accounts and is one time debit for the year.
Sincerely,
Accounts Manager
ICICI Bank Limited
I still like them because the number of ATMs and their DEMAT account. I could not find fault with the internet facilities. I can pay my credit card bills online(for a price of course). And its not cheap, but the facilities are worth the money. I mean its a private bank, not a charity. Its main purpose is to make money for its shareholders.