ICICI Bank is the best bank to bank with.
Puns apart, its services and facilities are the best in comparison to all the other banks.
It’s really easy to transfer money from one part of the country to the other within an hour by using ICICI’s money transfer facilities. . It’s quicker than what many of the banks take to issue a demand draft
I sent money from Pondicherry for my sister’s marriage and my mother received it within an hour. That too without any charges as it was my first transaction for the month.
Its Internet banking facilities are the best. The site is really quick and really, really safe. It has more services than checking account balance, account summery, paying bills, booking train tickets or recharging mobiles. You can, I know that you wont believe me, even send a money order through ICICI.
Getting Demand drafts issued and banking through phones are standard things. It’s one of the only banks, which allows you to deposit or receive cash at your doorstep if you request by phoning them.
Its ATMs are the best among the lot. They are (a) never short of money, (b) out of service (c) being upgraded or unavailable whenever a customer needs to use them. Then the instructions are displayed in 4 (FOUR) languages.
Its cards are accepted in most of the business establishments of the city. I have regularly shopped for everything from groceries to clothes and from pizzas to pens using my ICICI debit card. Many a times, I have gone for shopping with nothing more than Rs. 50 in my pocket, my ICICI debit card and the belief that it will be accepted everywhere.
There is a wrong notion in people’s minds that ICICI thumps up many unnecessary charges on its customers. I would like to categorically state that these charges are completely false .The customer has to only pay Rs. 100 (Hundred) or so as annual charges for using all the facilities provided by the bank .The only requirement is that the customers have to maintain a minimum quarterly balance of Rs. 5000 for which they are paid sum interest that is only slightly less than that paid by nationalized banks.
Also, there is no S need to stand in long queues to deposit money in ICICI bank it provides envelopes in which the customers can seal their money and leave it to the officers in charge. The money is deposited in the customer’s account within one hour.
Of course, the cherry of the cake is the SMS alert that is always received after every transaction that the customer makes. It makes people feel that the bank does care for their interest.
The facilities and the package provided is truly world class. Though it would really help if the bank’s employees let go of, what they think is, their consciously cultivated indifferent attitude. For, instead of making them appear suave, it ends up intimidating and in some cases, infuriating the customers. Anyway a customer soon learns to cope up with this ‘no nonsensibly appearing yet nonsensical attitude ‘.
I will always recommend this bank to everyone for it has facilities and people who are always there to solve their banking problem before a person can say ‘Hum Hain Na!’