I opened account because of my company requirement. While opening account they committed us so many things like monthly statement and personnel finance and credit cards. But Now a days they have stoped the monthly statements and also they are giving debit card which is charging Rs. 99/- Per year. But if I just want a ATM card and dont want to use that it is a madness to pay for the same. They have rejected my credit card request while other employees got the same and other bank had issued me one. I personally do not want to recommend anybody to open any account with ICICI.