I say it as not for normal people because they wants rs 10000 for opening a single savings account where punjab national bank or state bank of india opens savings at very nominal amount like in rs 1000 only or even in rs 0, with same facilities, I dont know why some of people gives to icici bank rs 10000 for opening a savings account where pnb or sbi opens a account at very nominal amount or in no amount.if you opens a account on icici by rs 10000 and dont maintain rs 10000 they will cuts the monthly amount from your balance like rs 300 to 400 in every money they will cuts that amount.i dont like its policies so I dont recommend it to anybody for opening a account on there.