I have been facing lot of problem with SO CALLED ‘HUM HAIN NAA: AAPKO LUTNE KE LIYE’ bank for last 4-5 years. This is one of the WORST Bank in India as far as customer’s faith is concerned. They cheat customers in various ways. Credit card: Fake Transactions. SAving Bank a/c - discourage customer for cash deposit & long waiting time. Home Loans - sudden increase in interest rates. Personal Loans - takes very long time to sanction & other charges. Some of the bank branch (M.G. Road, Bangalore) has around 30-40 minutes waiting time just to get into the ICICI premise and another log hours for actual working.
How many of know that ICICI & HDFC (two) bank collected Rupees 150 Crore penalty/fine from customers just not to maintaining the mininum average quarterly balance. This tells how these banks particularly ICICI cheat customers?
Customer complains going to RBI against is highest compared to other banks.
Recently Supreme court of India on January 7, warned ICICI bank for not following the legal procedure to loan recovery.
In last 3-4 months minimum 2-3 persons died in ICICI premise when they have detained those guys by the ICICI recovery agent. Lot of ICICI customer’s commet at : https://whoisdeep.com/2005/07/13/icici-the-worst-bank-ever/all-comments/#comments
Rakesh