Date : 5/6/2007 Time : 10:30 Location : Gurgaon
A phone call from ICICI ( Rohini ?? Telecaller = Jyoti ?? ) Bank for any
PERSONAL LOAN requirement commenced with
an offer of "LOAN at 21% reducing balance". When told about an existing
Credit Card relationshipwith the ICICI Bank, a 1% discount was offered.
When I told her that this was too high a rate , it was commented that ::
show ( us ) any OFFER LETTER offering a loan at a rate less than 20%
and ICICI Bank will "give the same amount of LOAN AT 10% reducing balance"
With an Open Offer @18.49% reducing balance from another bank lying on my table, it was natural for me to invite "them" to send the representative across to collect the necessary documents from my residence.Although the Address details were promptly asked for and , possibly, noted too-
NEEDLESS TO SAY, the "call you back for a teleconference with my agent"
is yet to materialise.
Sanjeev Suri
[ sanjeevsuri.ws ]